About Me

John holds a BA in Organizational Management and a Masters of Divinity (MDiv) and has spent years working with individuals navigating real-life challenges.

John also teaches financial literacy to high school seniors in an urban Dayton school. These are students stepping into adulthood without a financial roadmap.

That experience has shaped how he approaches this work:

Keep it simple. Make it practical. Make it something people can actually use.

A middle-aged man with short dark hair, a beard, and a mustache smiling at the camera, indoors with a dark gray wall, books, and plants in the background.

John Sgro

Founder

“I’m not just coming at this from theory. I’ve sat across from people who felt hopeless, stuck, and unsure where to even begin.

Debt, living paycheck to paycheck, avoiding the numbers because it felt too heavy.

I work with people every day who are:

	●	overwhelmed
	●	stressed
	●	trying to figure it out

As a pastor, I’ve sat in real conversations with people dealing with real life, less than perfect situations.

That’s why this works:
 No judgment
. No pretending
. Just honest help.”